« Older Entries

How to Find a Reputable and Honest Expat Financial Advisor

Navigating the world of foreign investment can be complex and daunting. This is particularly true if you are planning on moving into the property and beginning a new life, as there is a tremendous amount of planning and organisation that goes into relocating overseas. If you are looking to invest in property in St Lucia, I strongly recommend that you seek the services of an expat financial advisor.

However, it is important to be aware that there are “sharks” who look to capitalise on expats and the complexities of investing in foreign property. This could cost you a small fortune and expose you to high-risk investments. To separate the sharks from the reputable advisors, follow these steps and you will receive the support and guidance that you need to make a sound investment.

Qualifications & Experience

Firstly, you should ask to see any prospective advisor’s qualifications and experience. This will include obtaining a certificate of their qualifications (and ensuring they are valid), plus asking for references. I do not recommend trusting the online reviews you find on their website, as these could easily be fabricated. Instead, ask for references from previous clients and then contact them directly.

Contact the Financial Conduct Authority

If the advisor claims to have UK experience, you should check with the Financial Conduct Authority (FCA). The FCA will be able to check their records for the details of the advisor and list their previous employers. You should then contact any previous employers to get their opinion on the advisor’s services.

Check Their Professional Body

Independent advisors should be registered with a professional body, which will ensure that they have met the minimum entry qualifications plus follow a code of conduct. Research the professional body, enquire about the membership levels and ask to see a record of the advisor’s experience and qualifications.

Fees & Contracts

Finally, I encourage you to ask for their fees and contracts. Whilst some advisors will have a rate for their advice, some may charge a percentage of the amount to be invested in the property in St Lucia. If they are charging the latter, be wary and ask for a breakdown of the charges; often, hidden yet hefty charges will be included. Any report that they produce for you ought to be on headed paper with details of their professional body or organisation.

These steps will help you to avoid sharks, and instead find an honest and reputable financial advisor. Unfortunately, I have encountered expats who have not taken the time to research their advisor and consequently ended up paying huge commissions. Not just this, but you may also be exposed to high-risk investments which could negatively affect your life on the island.

Foreign investment can be incredibly complex, particularly if you plan on relocating as well. If you are looking to invest in property in St Lucia, give me a call today and I can provide further guidance on finding the right advisor for your needs.

Tags:

CSK All The Way

There is something special about the Chennai Super Kings and I know that I have millions of fans to back me up on this theory. Ever since the conception of the Indian Premier League, they have stood out amongst the rest. Yes, some of that credit can go to the conspicuously bright yellow jerseys they have on as their uniforms but most of it is attributed to the individual efforts that blend in well with the team’s ideology and in turn helps them produce a unified yet and distinctively successful results. And the remaining credit should indubitably go to the captain- Mahendra Singh Dhoni, without whom the fate of the Super Kings would have been significantly different.

The C S K Group started off in the I P L journey with some of the best contemporary cricketers available such as Hayden, Stephen Fleming, Muttiah Muralitharan, M.S.Dhoni and Michael Hussey. An amount of one and a half million dollars was shelled out to rope in Dhoni. They finished the year 2008 as the runners up of the tournament and with $600,000 as prize money.

The next year they paid fifty grants more to bring in English all rounder –Andrew Flintoff to the team. Though they didn’t quite make it to the finals, one of their own- Matthew Hayden, who scored 572 runs in 12 innings at an average of 52 and strike-rate of 145, was adjudged the Player of the Tournament and was given the Orange Cap for being the lead scorer.

The much acclaimed Andrew Flintoff decided to sit the next season out and hence they filled in his slot with talented substitutes. Suresh Raina was particularly efficient and produced the match winning innings in the finals. And they rounded up the 2010 premier league season as the I P L Champions.

Michael Hussey was brought back in the 2001 season while retaining the likes of MS Dhoni, Suresh Raina, Murali Vijay and Albie Morkel. This season was the best that the Chennai Super Kings had seen to date as it not only involved them defending their title as Premier League Champions, but also the Super Kings stood above the rest with a win percentage of 64.11.

For the 2012 I P L auction, the team welcomed Sir Ravindra Jadeja for a whopper of two million dollors, this was a huge mark in the Chennai Super Kings news and history.

According to the current IPL updates, C S K lost to the Pune Warriors by twenty four runs.

Tags:

What are IVF treatment and stages of IVF pregnancy?

IVF is standing as In Vitro Fertilization. Basically, IVF helps you to get pregnant to those couples who are not able to get pregnant normally. It helps with fertilization, egg development, and implantation. It is one of the famous and successful treatments of infertility issues. Infertility is one of the common problems of couples. There are various reasons that exist for infertility issues. The infertility specialist has been provided the new technologies and creating miracles in infertility cases. There are several kinds of fertility Centres are available but finding the best and trusted ones is very difficult. Motherhood Fertility Centre is one of the best and trusted fertility Centres in Hyderabad where you can find the solution for various issues regarding infertility problems. It is also considered as the Best IVF Centre in Hyderabad, ICSI fertility treatment, Surrogacy Centre in Hyderabad, best IUI Centre in Hyderabad, etc.

Let’s see the details of how IVF works?

Motherhood is leading as one of the best IVF Centres in Hyderabad, and providing the new technologies and success rate and also at affordable price. So let’s know the details about the IVF treatment and what are the stages are followed in this treatment. Through the IVF treatment pregnancy is totally different from the normal pregnancy. It is one of the more widely known infertility treatments and assisted reproductive technology. IVF works are processed with the help of medicines as well as the surgical procedure. This is the process of working together of medicines and surgical procedures to help in terms of sperm fertilize an egg and help the fertilized egg implant in your uterus. The best infertility specialists in Hyderabad provide the proper guidelines. Being the best IVF Centre in Hyderabad provides the all comfortability to the couples as well as the physical and emotional support.

IVF PROCESS:

In the first step, they follow the Ovulation induction. In this procedure, IVF is taking fertility medications for a little long time to help your Ovaries which produce several eggs that are completely mature and ready for fertilization. And in this procedure, you have to regular for a blood test to check your hormone levels and keep track of your egg production. The infertility specialists in Hyderabad take care of everything.
In the second step, once your ovaries have produced enough mature eggs, your doctors do the egg retrieval procedure. It is just a minor surgical procedure that’s done at a fertility clinic. You will get the medicine to help you be relaxed and comfortable during the procedures. Doctors put a thin hollow tube that holds your eggs.
In a fertility clinic’s lab, your eggs are mixed with sperm cells from your partner or a donor. These eggs and sperm are stored together in a special container, and the fertilization procedure will be started. In the best IVF treatment Centre in Hyderabad, the infertility specialist monitors the progress regularly. As the cells in the fertilized eggs divide and become embryos and insert the embryo directly into your uterus through the tube.

Tags: